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Toronto Home Buyer Resources / Downloads
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 Congratulations! You have decided to purchase a home, or are thinking about buying one. You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family. When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours. Over time, your home will increase in value. In the following articles, you'll find the information you need to make a wise buying decision. We'll take you through the planning process step-by-step , to help you determine which home is right for you. You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving. Below, select the desired article(s) and complete the form provided. They will be sent automatically to your email inbox. A valid email address is required, however your phone number is not. Enjoy! |
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Become Mortgage Free
Are you feeling weighed down by the years remaining on your mortgage? Worried about when you should lock in your variable rate, or unsure of refinancing with rates on the rise? Getting a good interest rate is crucial, but there's a lot more you can do to ensure that you are mortgage free sooner.
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Home Ownership Incentives
You may participate in the plan if you (or your spouse) have not owed a home which you occupied as your principal residence in the last five years.
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HST and Your New Home
When you buy a newly constructed home, condominium or town home, the entire purchase price including land is taxable. If the property is to be rented to tenants, the full 13% HST is charged on the purchase price.
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Mortgage Pre-Approval
Buying a home is probably one of the biggest emotional and financial decisions you'll ever make. So it's not surprising that moving is rated as one of the most exciting and stressful times in one's life. Not only are there a lot of things to think about: location, affordability, mortgage term and rate, etc; but there are also quite a few people you'll need to deal with: real estate agent, lender, lawyer, seller, etc.
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Moving with Pets
Making your pets comfortable in your new home. You may not know this, but dogs and cats can encounter many of the same problems people have, in moving into a new home.
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The Art of Packing
There is something uplifting about moving: a new home is a new beginning and packing becomes a purifying ritual, a time to decide what you will take and what you will leave. Packing for a move is the packrat's only true redemption.
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